As technology continues to advance on a daily basis, we are seeing more and more gadgets that make our lives easier. Although there is an advantage to technical advancement, there is also a negative in that cybercriminals take use of it to strengthen their plans and methods.
Consider the following three things to keep an eye out for before entering your ATM cards into any ATM machine.
1. A SKIMMER ATTACHED TO THE ATM'S CARD READER:
Every time you go to an ATM machine, it is critical to inspect the machine to see whether or not there is a skimmer linked to the machine. An ATM skimmer, for those who are unfamiliar with the term, is a device that is fitted to the card reader of an ATM.
This skimmer is capable of reading the magnetic stripe on a credit card and collecting the information on the card. I am certain that you are aware of the ramifications of this, since these scammers can utilize your personal information to steal from you.
2. A PLASTIC OVERLAY ATTACHED TO THE INPUT BUTTONS OF AN ATM.
There is another sort of skimmer that may be added to the input buttons of an ATM in addition to the skimmer described above, which is described below.
This plastic overlay has the capability of collecting the PIN information of unwary consumers as they are putting it into the machine.
As a result, it is critical to carefully check for any plastic overlay before using any ATM.
3. CAMERA DEVICE ATTACHED TO THE ATM MACHINE
Last but not least, another type of skimmer used by fraudsters is camera devices, which are strategically placed on ATMs to capture information.
It is possible for the cameras to capture everything that occurs when consumers insert their card into the card reader as well as when they type their card PIN.
Please keep in mind that if you spot one of these skimmers, do not make the mistake of using that ATM.